Insurance & Fees

Clarity about cost, so you can focus on what matters.

The right care is an investment in the life you're building. We keep our fees transparent, our billing straightforward, and our team available to walk you through every option before your first session. No surprises, no fine print games.

Plans We Welcome
NJ State Health Benefits Program Policyholders NJM Insurance Employees

Covered under one of these plans? You're in the right place. Our team verifies your benefits with you before your first appointment, so you'll know exactly where you stand.

Our Fees

What quality care costs, and what it includes

When you invest in thirty years of clinical expertise, you're not paying for an hour. You're paying for everything that hour sets in motion: an accurate picture of what's happening, a plan built around you, and a clinician who comes prepared.

Ongoing Care

Individual Session

CPT 90837
$399

per session

  • Focused one-on-one work with your clinician
  • Progress tracked against your treatment plan
  • Practical strategies you carry into daily life
  • In person at our Trenton office or by telehealth
Specialized Service

Court Evaluation

$750

one time only

  • Comprehensive evaluation for court-related matters
  • Conducted by an experienced licensed clinician
  • Thorough, professionally prepared documentation
  • One flat fee, disclosed up front, no add-ons
Everything Else

Additional Services

Quoted Individually

based on your needs

  • Family and couples work, specialized services, and documentation
  • Rates confirmed with you in writing before care begins
  • One conversation with our team gives you the full picture

All fees are confirmed with you before your first appointment. Under the federal No Surprises Act, self-pay and uninsured clients are entitled to a Good Faith Estimate of expected charges. Just ask, and we'll provide one.

How Billing Works

We handle the insurance, so you can focus on the work

Nobody comes to therapy to become an expert in claims processing. So we take that off your plate. HBS bills your insurance directly and accepts the negotiated payment on a case by case basis.

We also accept out-of-network benefits. Many clients discover their plan includes out-of-network mental health coverage they've never used, which means a meaningful portion of your investment may be covered.

Picture your first session already knowing exactly what your care costs and exactly what your plan covers. That's what verification gives you, and it's why we make it the very first step.

1
Share your insurance information When you request an appointment, tell us your plan. If you're unsure what you have, that's fine. We'll figure it out together.
2
We verify and confirm your coverage Insurance must be verified and confirmed before your first session. This is how you walk in knowing your numbers, not guessing at them.
3
We bill your insurance directly HBS submits claims on your behalf and accepts the negotiated payment on a case by case basis. Your part is confirmed with you before care begins.
4
You focus on your care With billing handled and costs clear, your energy goes where it belongs: the progress you came here to make.
Self-Pay Clients

Paying privately? Let's talk.

Some clients choose to pay privately for the flexibility, discretion, and simplicity it offers. If that's you, know this: self-pay rates are negotiated separately, and cash payment opens the door to rates we work out together, one conversation at a time. Reach out, tell us what you're looking for, and we'll find an arrangement that respects both your care and your circumstances.

One important step before your first session

All insurance coverage must be verified and confirmed before care begins. This protects you from unexpected costs and lets you walk into your first appointment with complete clarity. When you submit an appointment request, verification is one of the first things our team handles with you.

Your Patient Portal

Everything in one secure place

Book appointments, manage your account, and stay connected with your care team through our secure patient portal. Set it up once, and everything after gets easier.

The Next Step

The cost of care is clear. The cost of waiting rarely is.

Book your appointment and our team will verify your coverage, confirm your costs, and answer every question, before you commit to anything.